:root{--black:#0b0b0c;--soft:#161616;--panel:#1c1b1a;--gold:#c8a46a;--cream:#f2eee7;--text:#b8b1a6;--line:rgba(200,164,106,.15);--max:1240px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--black);color:#fff;font-family:DM Sans,sans-serif}a{color:inherit;text-decoration:none}.container{width:min(var(--max),calc(100% - 56px));margin:auto}.header{height:82px;display:grid;grid-template-columns:1fr auto 1fr;align-items:center;padding:0 max(28px,calc((100% - var(--max))/2));position:absolute;left:0;right:0;top:0;z-index:10;border-bottom:1px solid rgba(255,255,255,.1);background:linear-gradient(#080808aa,transparent)}.brand{display:flex;align-items:center;gap:12px}.brand img{width:38px;height:38px;object-fit:contain}.brand strong{font:700 19px DM Sans;letter-spacing:.07em}.brand strong span{color:var(--gold)}.header nav{display:flex;gap:32px}.header nav a{font-size:13px;color:#d6d0c7;padding:31px 0;border-bottom:1px solid transparent}.header nav a:hover,.header nav a.active{color:var(--gold);border-color:var(--gold)}.client{justify-self:end;border:1px solid rgba(200,164,106,.35);border-radius:5px;padding:11px 15px;color:var(--gold);font-size:12px}.client span{margin-left:12px}.menu{display:none;color:#fff;background:transparent;border:1px solid var(--line);padding:9px 12px}.hero{min-height:700px;display:flex;align-items:center;position:relative;background-image:var(--hero);background-size:cover;background-position:center}.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,#0b0b0cf7,#0b0b0cd1,#0b0b0c47 68%,#0b0b0c1f),linear-gradient(0deg,rgba(11,11,12,.7),transparent 42%)}.hero-content{position:relative;padding-top:70px}.hero-content>*{max-width:640px}.kicker{color:var(--gold);font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.24em}.hero h1{font:600 clamp(46px,5vw,68px)/1.07 "Playfair Display",serif;margin:18px 0 22px;letter-spacing:-.02em}.hero h1 em,.understand h2 em{font-style:normal;color:var(--gold)}.hero-lead{color:#c8c1b7;line-height:1.75;font-size:16px;max-width:545px}.hero-actions{display:flex;gap:12px;margin:31px 0 25px}.btn{display:inline-flex;align-items:center;justify-content:space-between;padding:14px 20px;border-radius:5px;font-size:13px;font-weight:700;transition:.2s}.btn span{margin-left:20px}.btn.gold{background:linear-gradient(135deg,#d6b374,var(--gold));color:#16120b;box-shadow:0 10px 30px #c8a46a1f}.btn.gold:hover{transform:translateY(-2px);box-shadow:0 13px 34px #c8a46a3d}.btn.ghost{border:1px solid rgba(200,164,106,.55);color:var(--gold);background:#0a0a0a59}.trust{display:flex;gap:16px;align-items:center;color:#a9a197;font-size:11px}.trust span:first-letter{color:var(--gold)}.trust i{width:3px;height:3px;background:var(--gold);border-radius:50%;opacity:.5}.visual-benefits{padding:28px 0 34px}.card-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}.image-card{height:235px;position:relative;overflow:hidden;border-radius:7px;border:1px solid rgba(255,255,255,.07)}.image-card img{width:100%;height:100%;object-fit:cover;transition:.5s}.image-card:hover img{transform:scale(1.05)}.card-shade{position:absolute;inset:0;background:linear-gradient(transparent 5%,#0b0b0c47 45%,#0b0b0cfa)}.card-copy{position:absolute;left:18px;right:15px;bottom:16px}.card-copy b{display:grid;place-items:center;width:34px;height:34px;border:1px solid rgba(200,164,106,.35);background:#c8a46a29;border-radius:5px;color:var(--gold);margin-bottom:12px}.card-copy h3{font-size:13px;margin:0 0 4px}.card-copy p{font-size:11px;color:var(--text);margin:0}.reassurance{padding:27px 0 38px;border-top:1px solid rgba(200,164,106,.06)}.assurance-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:35px}.assurance-grid article{display:flex;align-items:center;gap:13px}.assurance-grid article>b{display:grid;place-items:center;width:42px;height:42px;border:1px solid rgba(200,164,106,.25);border-radius:50%;color:var(--gold);font-size:11px}.assurance-grid h3{font-size:12px;margin:0 0 4px}.assurance-grid p{font-size:10px;color:var(--text);margin:0}.understand{background:var(--soft);padding:100px 0}.understand-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:80px;align-items:center}.understand h2,.sim-title h2,.section-head h2,.cta h2{font:600 clamp(34px,3.5vw,50px)/1.12 "Playfair Display",serif;margin:16px 0 22px}.understand-copy>p:not(.kicker){color:var(--text);line-height:1.8;font-size:14px}.understand-copy>a{display:inline-flex;align-items:center;gap:14px;color:var(--gold);font-size:13px;margin-top:12px}.numbers{display:grid;grid-template-columns:1fr 1fr;gap:12px}.numbers article{min-height:190px;padding:26px;background:linear-gradient(145deg,#211f1c,#171717);border:1px solid var(--line);border-radius:8px}.numbers span{font-size:10px;color:var(--gold);text-transform:uppercase;letter-spacing:.13em}.numbers strong{display:block;color:#fff;font:600 25px Playfair Display,serif;margin:28px 0 9px}.numbers strong small{font:500 13px DM Sans}.numbers p{font-size:11px;color:var(--text);margin:0}.simulator{padding:105px 0;background:var(--black)}.sim-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:80px;align-items:center}.sim-title>p:not(.kicker){color:var(--text);line-height:1.7}.sim-title ul{list-style:none;padding:0;margin:28px 0;color:#d8d2c8;font-size:12px}.sim-title li{padding:8px 0;border-bottom:1px solid var(--line)}.sim-title li:before{content:"✓";color:var(--gold);margin-right:10px}.sim-card{background:var(--soft);border:1px solid var(--line);border-radius:10px;padding:34px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:20px}.fields label{font-size:12px;color:#d8d1c8}.fields label.wide{grid-column:1/-1}.fields output{float:right;color:var(--gold)}select,input{display:block;width:100%;margin-top:9px;border:1px solid rgba(200,164,106,.23);background:#0e0e0f;color:#fff;border-radius:5px;padding:13px 14px;font:500 14px DM Sans}.input-unit{position:relative}.input-unit input{padding-right:55px}.input-unit span{position:absolute;right:14px;top:24px;color:#857f77;font-size:11px}input[type=range]{height:5px;padding:0;appearance:none;background:linear-gradient(90deg,var(--gold) var(--fill),#383532 var(--fill));border:0}input[type=range]::-webkit-slider-thumb{appearance:none;width:18px;height:18px;border:4px solid var(--gold);background:#111;border-radius:50%}.sim-result{text-align:center;padding:27px;margin:24px 0;background:#0e0e0f;border:1px solid rgba(200,164,106,.12);border-radius:7px}.sim-result span,.sim-result small{display:block;color:var(--text);font-size:11px}.sim-result strong{display:block;font:600 46px Playfair Display,serif;color:var(--gold);margin:8px}.full{width:100%}.legal{font-size:9px;color:#7b756e;line-height:1.5;margin:12px 0 0}.comparison{padding:105px 0;background:var(--soft)}.section-head{display:grid;grid-template-columns:1fr 1fr;align-items:end;margin-bottom:45px}.section-head>p{color:var(--text);line-height:1.7;max-width:480px}.compare-table{border:1px solid var(--line);border-radius:8px;overflow:hidden}.compare-table>div{display:grid;grid-template-columns:1.1fr 1fr 1fr;border-bottom:1px solid var(--line)}.compare-table>div:last-child{border:0}.compare-table span,.compare-table b,.compare-table strong{padding:20px;font-size:12px}.compare-table span{color:var(--text)}.compare-table b{border-left:1px solid var(--line);font-weight:500}.table-head{background:#0f0f10}.table-head strong{color:var(--gold);border-left:1px solid var(--line)}.cta{padding:70px 0;background:radial-gradient(circle at 80% 0,#3a2c1a,#171513 40%,#0b0b0c 80%);border-top:1px solid var(--line)}.cta-inner{display:grid;grid-template-columns:1.5fr .5fr;gap:60px;align-items:center}.cta h2{margin-bottom:10px}.cta-inner>div>p:not(.kicker){color:var(--text)}.cta-inner>div:last-child{display:flex;flex-direction:column;gap:12px}.cta-inner small{font-size:9px;color:#898178;text-align:center}footer{padding:70px 0 24px;background:#080809;color:var(--text);border-top:1px solid rgba(255,255,255,.05)}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:60px}.footer-grid>div:first-child p{max-width:320px;font-size:11px;line-height:1.7}.footer-grid h3{color:#fff;font-size:12px}.footer-grid>div>a,.footer-grid>div>span{display:block;font-size:11px;margin:10px 0}.footer-bottom{display:flex;justify-content:space-between;border-top:1px solid rgba(255,255,255,.07);margin-top:45px;padding-top:20px;font-size:9px}@media(max-width:900px){.header{height:70px;grid-template-columns:1fr auto}.header nav,.client{display:none}.menu{display:block}.menu-open .header nav{display:flex;position:absolute;left:0;right:0;top:70px;flex-direction:column;gap:0;background:#0b0b0cf5;padding:18px 28px}.menu-open .header nav a{padding:13px}.hero{min-height:680px}.hero-shade{background:linear-gradient(90deg,#0b0b0cf0,#0b0b0c7a),linear-gradient(0deg,rgba(11,11,12,.65),transparent)}.card-grid{grid-template-columns:repeat(2,1fr)}.image-card:last-child{grid-column:1/-1}.assurance-grid{grid-template-columns:1fr 1fr}.understand-grid,.sim-grid,.section-head,.cta-inner{grid-template-columns:1fr;gap:40px}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.container{width:min(100% - 34px,var(--max))}.brand strong{font-size:16px}.hero{min-height:720px;background-position:62% center}.hero-content{padding-top:110px}.hero h1{font-size:43px}.hero-actions,.trust{align-items:stretch;flex-direction:column}.trust i{display:none}.card-grid,.assurance-grid,.numbers,.fields,.footer-grid{grid-template-columns:1fr}.image-card:last-child{grid-column:auto}.visual-benefits{padding-top:17px}.understand,.simulator,.comparison{padding:75px 0}.sim-card{padding:22px}.fields label.wide{grid-column:auto}.section-head{display:block}.compare-table{overflow-x:auto}.compare-table>div{min-width:680px}.footer-bottom{display:block}.cta{padding:60px 0}}.home-summary{padding:85px 0;background:var(--soft)}.home-summary-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:end}.home-summary h2,.home-cta h2,.comparison-intro h2,.recommendation h2,.split-copy h2,.pillar-profiles h2,.contact-page h2,.tool-page h2,.canton-section h2,.process h2{font:600 clamp(32px,3.4vw,48px)/1.12 "Playfair Display",serif;margin:15px 0}.home-summary-grid>div:last-child>p{color:var(--text);line-height:1.75}.summary-links{display:flex;flex-direction:column;align-items:flex-start;gap:12px;margin-top:25px}.summary-links a{color:var(--gold);font-size:13px}.home-cta{padding:68px 0;background:radial-gradient(circle at 80% 0,#3b2e1c,#171513 42%,#0b0b0c 80%);border-top:1px solid var(--line)}.page-hero{height:460px;display:flex;align-items:center;position:relative;background-image:var(--page-image);background-size:cover;background-position:center}.page-hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,#0b0b0cfa,#0b0b0cc9 42%,#0b0b0c4d),linear-gradient(0deg,rgba(11,11,12,.65),transparent)}.page-hero-content{position:relative;padding-top:75px}.page-hero-content h1{font:600 clamp(40px,4.5vw,62px)/1.08 "Playfair Display",serif;letter-spacing:-.025em;margin:14px 0;max-width:760px}.page-hero-content>p:not(.kicker){color:#c5beb4;line-height:1.7;max-width:630px;margin-bottom:22px}.abstract-hero{background:radial-gradient(circle at 75% 45%,rgba(200,164,106,.15),transparent 28%),linear-gradient(120deg,#0b0b0c,#1e1a15)}.abstract-hero:after{content:"3b";position:absolute;right:8%;bottom:-35px;font:700 240px/1 Playfair Display;color:#c8a46a0b}.tool-page{padding:75px 0;background:var(--black)}.calculator-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:18px}.sim-card h2{font-size:25px;margin:0 0 27px}.range-label{padding-top:4px}.result-card{padding:38px;background:linear-gradient(145deg,#1b1917,#111);border:1px solid var(--line);border-radius:10px;text-align:center}.result-card>p{color:var(--text);font-size:13px}.result-card>strong{display:block;color:var(--gold);font:600 54px Playfair Display,serif;margin:17px 0 4px}.result-card>span,.result-card>small{display:block;color:#89827a;font-size:11px}.result-lines{margin:28px 0;text-align:left;border-top:1px solid var(--line)}.result-lines p{display:flex;justify-content:space-between;color:var(--text);font-size:12px;padding:13px 0;margin:0;border-bottom:1px solid var(--line)}.result-lines b{color:#fff}.result-card>small{margin-top:12px}.canton-section{padding:75px 0;background:var(--soft)}.bars{display:grid;gap:13px;max-width:850px;margin-top:35px}.bars>div{display:grid;grid-template-columns:90px 1fr;gap:18px;align-items:center}.bars span{font-size:12px;color:var(--text)}.bars i{height:30px;background:#0c0c0d;border-radius:20px;overflow:hidden}.bars b{display:flex;align-items:center;justify-content:flex-end;height:100%;padding-right:12px;background:linear-gradient(90deg,rgba(200,164,106,.25),var(--gold));color:#16120c;font-size:10px;border-radius:20px}.process{padding:80px 0}.section-head.compact{display:block}.process-grid,.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.process-grid article,.feature-grid article,.profile-grid article{padding:30px;border:1px solid var(--line);background:var(--soft);border-radius:8px}.process-grid b,.feature-grid b{color:var(--gold);font-size:11px}.process-grid h3,.feature-grid h3,.profile-grid h3{font:600 21px Playfair Display,serif}.process-grid p,.feature-grid p,.profile-grid p{color:var(--text);font-size:13px;line-height:1.65}.comparison-page{padding:85px 0}.comparison-intro{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:end;margin-bottom:50px}.comparison-intro>p{color:var(--text);line-height:1.75}.compare-table.detailed{background:var(--soft)}.recommendation{display:grid;grid-template-columns:1.2fr 1fr auto;gap:45px;align-items:center;margin-top:55px;padding:38px;border:1px solid var(--line);background:linear-gradient(120deg,#1e1a16,#111);border-radius:9px}.recommendation p{color:var(--text);font-size:13px;line-height:1.7}.recommendation h2{font-size:31px}.pillar-intro{padding:90px 0;background:var(--soft)}.split-copy{display:grid;grid-template-columns:.85fr 1.15fr;gap:90px}.split-copy>div:last-child{color:var(--text);line-height:1.75}.feature-grid{grid-template-columns:repeat(4,1fr);margin-top:55px}.pillar-profiles{padding:90px 0}.profile-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.profile-grid article{min-height:160px}.profile-grid h3{color:var(--gold)}.contact-page{padding:85px 0}.contact-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:75px}.contact-grid aside>p:not(.kicker){color:var(--text)}.contact-details{margin-top:35px}.contact-details>a,.contact-details>div{display:block;padding:17px 0;border-bottom:1px solid var(--line)}.contact-details span{display:block;color:var(--gold);font-size:9px;text-transform:uppercase;letter-spacing:.16em;margin-bottom:5px}.contact-details b{font-size:13px;font-weight:500;line-height:1.6}.contact-form{padding:35px;background:var(--soft);border:1px solid var(--line);border-radius:9px}.contact-form h2{font-size:28px;margin:0 0 28px}.contact-form textarea{display:block;width:100%;margin-top:9px;border:1px solid rgba(200,164,106,.23);background:#0e0e0f;color:#fff;border-radius:5px;padding:13px 14px;font:500 14px DM Sans;resize:vertical}.form-status{color:var(--gold);font-size:11px;line-height:1.5;margin-top:12px}@media(max-width:900px){.home-summary-grid,.calculator-grid,.comparison-intro,.recommendation,.split-copy,.contact-grid{grid-template-columns:1fr;gap:35px}.page-hero{height:490px}.feature-grid{grid-template-columns:1fr 1fr}.recommendation .btn{justify-self:start}.process-grid{grid-template-columns:1fr}.home-summary-grid{align-items:start}}@media(max-width:560px){.page-hero{height:540px;background-position:65% center}.page-hero-content{padding-top:100px}.page-hero-content h1{font-size:41px}.home-summary{padding:65px 0}.feature-grid,.profile-grid{grid-template-columns:1fr}.calculator-grid{display:block}.result-card{margin-top:14px;padding:25px}.result-card>strong{font-size:43px}.comparison-page,.pillar-intro,.pillar-profiles,.contact-page{padding:65px 0}.recommendation{padding:25px}.contact-form{padding:22px}}.header nav{gap:24px}.header nav a{font-size:12px}.client{font-size:11px}.audiences{padding:88px 0;background:var(--soft)}.audience-heading{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:end;margin-bottom:38px}.audience-heading h2,.advisor-preview h2,.method-page h2,.transparency h2,.engagements h2{font:600 clamp(32px,3.4vw,48px)/1.12 "Playfair Display",serif;margin:15px 0}.audience-heading>p{color:var(--text);line-height:1.7;max-width:470px}.audience-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}.audience-card{height:340px;position:relative;overflow:hidden;border:1px solid var(--line);border-radius:8px}.audience-card>img{width:100%;height:100%;object-fit:cover;transition:transform .5s}.audience-card:hover>img{transform:scale(1.045)}.audience-card .card-shade{background:linear-gradient(transparent 10%,#0b0b0c4d 42%,#0b0b0cfa)}.audience-card .card-copy{bottom:23px;left:23px;right:23px}.audience-card .card-copy>span{color:var(--gold);font-size:9px;text-transform:uppercase;letter-spacing:.16em}.audience-card .card-copy h3{font:600 25px Playfair Display,serif;margin:8px 0}.audience-card .card-copy p{font-size:12px;line-height:1.55;min-height:38px}.audience-card .card-copy b{display:block;width:auto;height:auto;border:0;background:none;text-align:left;margin:14px 0 0;font-size:10px}.advisor-preview{padding:95px 0;background:#0d0d0e}.advisor-preview-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:75px;align-items:center}.advisor-photo{position:relative;padding:16px;border:1px solid var(--line)}.advisor-photo:after{content:"";position:absolute;right:-16px;bottom:-16px;width:65%;height:65%;border-right:1px solid rgba(200,164,106,.35);border-bottom:1px solid rgba(200,164,106,.35);pointer-events:none}.advisor-photo img{display:block;width:100%;aspect-ratio:1/1.08;object-fit:cover;object-position:center 20%;filter:contrast(1.04)}.advisor-preview-grid>div:last-child>p:not(.kicker){color:var(--text);font-size:15px;line-height:1.75;max-width:610px}.advisor-points{display:flex;flex-wrap:wrap;gap:8px;margin:24px 0}.advisor-points span{padding:9px 12px;border:1px solid var(--line);border-radius:4px;color:#cec6bc;font-size:10px}.text-arrow{display:inline-flex;color:var(--gold);font-size:12px;margin-top:8px}.position-proof{padding:32px 0;background:var(--gold);color:#16120d}.proof-grid{display:grid;grid-template-columns:repeat(3,1fr)}.proof-grid article{display:flex;align-items:center;gap:15px;padding:4px 28px;border-right:1px solid rgba(20,16,10,.18)}.proof-grid article:first-child{padding-left:0}.proof-grid article:last-child{border:0}.proof-grid strong{font:700 31px Playfair Display,serif;white-space:nowrap}.proof-grid span{font-size:10px;line-height:1.45;max-width:150px}.method-page{padding:90px 0}.method-intro{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:end}.method-intro>p{color:var(--text);line-height:1.7}.method-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);margin-top:50px;border:1px solid var(--line)}.method-steps article{display:flex;flex-direction:column;min-height:330px;padding:27px;background:var(--soft)}.method-steps article>b{color:#c8a46a61;font:600 35px Playfair Display,serif}.method-steps article>span{color:var(--gold);font-size:9px;text-transform:uppercase;letter-spacing:.15em;margin-top:28px}.method-steps h3{font:600 20px Playfair Display,serif;margin:12px 0}.method-steps p{color:var(--text);font-size:12px;line-height:1.65}.method-steps small{color:#8b847c;font-size:10px;line-height:1.5;margin-top:auto;padding-top:18px;border-top:1px solid var(--line)}.transparency{padding:90px 0;background:var(--soft)}.transparency-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:center}.advisor-profile{position:relative}.advisor-profile>img{display:block;width:100%;max-height:560px;object-fit:cover;object-position:center 20%;filter:contrast(1.05)}.advisor-profile>div{position:absolute;left:0;right:0;bottom:0;padding:55px 28px 25px;background:linear-gradient(transparent,#0b0b0cf5)}.advisor-profile h2{font-size:33px;margin:5px 0}.advisor-profile p:not(.kicker){color:#c2bbb2;font-size:11px}.transparency-copy>p:not(.kicker){color:var(--text);line-height:1.75}.transparency-copy ul{list-style:none;padding:0;margin:25px 0}.transparency-copy li{padding:12px 0;border-bottom:1px solid var(--line);color:#d0c9c0;font-size:12px}.transparency-copy li:before{content:"✓";color:var(--gold);margin-right:10px}.engagements{padding:90px 0}.engagement-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.engagement-grid article{padding:30px;border:1px solid var(--line);border-radius:7px}.engagement-grid h3{font:600 21px Playfair Display,serif;color:var(--gold)}.engagement-grid p{color:var(--text);font-size:12px;line-height:1.7}@media(max-width:1050px){.header nav{gap:15px}.header nav a{font-size:11px}.client{display:none}}@media(max-width:900px){.audience-heading,.advisor-preview-grid,.method-intro,.transparency-grid{grid-template-columns:1fr;gap:35px}.method-steps{grid-template-columns:1fr 1fr}.advisor-photo{max-width:480px}.header nav{gap:0}.audience-grid{grid-template-columns:1fr}.audience-card{height:310px}.proof-grid{grid-template-columns:1fr}.proof-grid article,.proof-grid article:first-child{padding:14px 0;border-right:0;border-bottom:1px solid rgba(20,16,10,.18)}}@media(max-width:560px){.audiences,.advisor-preview,.method-page,.transparency,.engagements{padding:65px 0}.method-steps,.engagement-grid{grid-template-columns:1fr}.method-steps article{min-height:270px}.advisor-points{display:grid}.advisor-profile>img{max-height:460px}.hero h1{font-size:39px}}.hero-shade{background:linear-gradient(90deg,#0b0b0cd6,#0b0b0ca1 36%,#0b0b0c26 70%,#0b0b0c0a),linear-gradient(0deg,rgba(11,11,12,.42),transparent 48%)}.page-hero-shade{background:linear-gradient(90deg,#0b0b0cd6,#0b0b0c94 44%,#0b0b0c1f),linear-gradient(0deg,rgba(11,11,12,.32),transparent 52%)}.pillar-photo-only{padding-top:82px;background:#0b0b0c;line-height:0;border-bottom:1px solid rgba(200,164,106,.18)}.pillar-photo-frame{position:relative}.pillar-photo-only img{display:block;width:100%;height:auto;filter:brightness(1.03) saturate(.96)}.pillar-photo-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,8,7,.78) 0%,rgba(7,8,7,.48) 24%,rgba(7,8,7,.05) 39%,transparent 48%);pointer-events:none}.pillar-photo-copy{position:absolute;top:50%;left:0;right:0;z-index:1;transform:translateY(-50%);max-width:none}.pillar-photo-copy>*{max-width:min(31vw,430px)}.pillar-page-label{display:inline-block;margin:0 0 14px;padding:6px 9px;border:1px solid rgba(223,189,128,.55);color:#f0d39b;font-size:9px;font-weight:700;line-height:1;text-transform:uppercase;letter-spacing:.16em}.pillar-photo-copy .kicker{margin:0 0 11px;color:#dfbd80;font-size:11px;line-height:1.2;text-shadow:0 2px 12px rgba(0,0,0,.8)}.pillar-photo-copy h1{margin:0 0 15px;color:#fff;font:600 clamp(40px,4.5vw,62px)/1.04 "Playfair Display",serif;letter-spacing:-.025em;text-shadow:0 3px 22px rgba(0,0,0,.9)}.pillar-photo-lead{margin:0 0 20px;color:#ded8ce;font-size:clamp(13px,1.25vw,16px);line-height:1.65;text-shadow:0 2px 12px rgba(0,0,0,.9)}.pillar-photo-copy .btn{padding:14px 20px;font-size:13px;line-height:1.2}.hero-content h1,.page-hero-content h1{text-shadow:0 3px 28px rgba(0,0,0,.42)}.hero-lead,.page-hero-content>p:not(.kicker){text-shadow:0 2px 12px rgba(0,0,0,.55)}.audience-card>img{filter:brightness(1.12) saturate(.94)}.audience-card .card-shade{background:linear-gradient(transparent 15%,#0b0b0c2e 48%,#0b0b0ce0)}.advisor-photo img,.advisor-profile>img{filter:brightness(1.09) contrast(1.01)}.home-cta{background:radial-gradient(circle at 80% 0,#5a452b,#282018 42%,#111 82%)}@media(max-width:900px){.pillar-photo-only{padding-top:70px}.pillar-photo-copy>*{max-width:min(31vw,340px)}.pillar-photo-copy h1{font-size:40px}.pillar-photo-lead{font-size:12px}.pillar-photo-copy .btn{padding:12px 17px;font-size:12px}.hero-shade{background:linear-gradient(90deg,#0b0b0cd1,#0b0b0c57),linear-gradient(0deg,rgba(11,11,12,.4),transparent 50%)}.page-hero-shade{background:linear-gradient(90deg,#0b0b0cd1,#0b0b0c52)}}@media(max-width:700px){.pillar-photo-shade{display:none}.pillar-photo-copy{position:static;transform:none;padding:30px 0 36px}.pillar-photo-copy>*{max-width:100%}.pillar-photo-copy h1{max-width:500px;font-size:39px}.pillar-photo-lead{max-width:560px;font-size:13px}.pillar-photo-copy .btn{padding:13px 18px;font-size:12px}}.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}.header-actions{justify-self:end;display:flex;align-items:center;gap:9px}.header-actions .client{justify-self:auto;white-space:nowrap}.language-switcher{position:relative;display:block;color:var(--gold)}.language-switcher:after{content:"⌄";position:absolute;right:9px;top:50%;transform:translateY(-56%);font-size:10px;pointer-events:none}.language-switcher select{appearance:none;display:block;width:auto;min-width:112px;margin:0;padding:10px 25px 10px 10px;border:1px solid rgba(200,164,106,.35);border-radius:5px;background:#080808b8;color:#e3ddd4;font:600 10px DM Sans,sans-serif;letter-spacing:.02em;cursor:pointer}.language-switcher select:hover,.language-switcher select:focus-visible{border-color:var(--gold);outline:none;box-shadow:0 0 0 2px #c8a46a21}.language-switcher option{background:#111;color:#fff}.header nav{gap:18px}@media(max-width:1180px){.header-actions .client{display:none}.header nav{gap:15px}}@media(max-width:900px){.header-actions{gap:8px}.language-switcher select{min-width:104px;padding:9px 24px 9px 9px}.menu{margin:0}}@media(max-width:560px){.language-switcher select{min-width:68px;max-width:68px}.header-actions{gap:6px}}.advisor-editorial{position:relative;padding:122px 0 112px;background:#111211;overflow:hidden}.advisor-editorial:before{content:"CONSEIL";position:absolute;left:-.03em;top:11px;color:#f2eee706;font:700 clamp(100px,18vw,260px)/1 "Manrope",sans-serif;letter-spacing:-.075em;white-space:nowrap;pointer-events:none}.advisor-folio{position:relative;display:grid;grid-template-columns:minmax(300px,.86fr) minmax(350px,1.1fr) 190px;gap:clamp(34px,5vw,76px);align-items:center}.folio-photo{position:relative;margin-left:18px}.folio-photo:before{content:"";position:absolute;inset:-18px 18px 18px -18px;border:1px solid rgba(200,164,106,.28)}.folio-photo img{position:relative;display:block;width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center 18%;filter:saturate(.88) contrast(1.04)}.folio-photo>span{position:absolute;right:-36px;bottom:44px;padding:9px 12px;background:#111211;color:#c8a46a;font:600 9px Manrope,sans-serif;letter-spacing:.16em;text-transform:uppercase;transform:rotate(-90deg);transform-origin:center}.folio-story{padding:24px 0}.folio-story h2{max-width:590px;margin:17px 0 24px;color:#f3efe8;font:600 clamp(39px,4.6vw,66px)/1.01 "Playfair Display",serif;letter-spacing:-.045em}.folio-lead{max-width:590px;margin:0;color:#bdb7ae;font-size:clamp(15px,1.3vw,18px);line-height:1.82}.folio-story .advisor-points{display:flex;gap:0;margin:34px 0 30px;border-top:1px solid rgba(200,164,106,.2);border-bottom:1px solid rgba(200,164,106,.2)}.folio-story .advisor-points span{padding:13px 18px;border:0;border-right:1px solid rgba(200,164,106,.2);border-radius:0;color:#d8d1c7;font-size:10px}.folio-story .advisor-points span:first-child{padding-left:0}.folio-story .advisor-points span:last-child{border-right:0}.folio-link{display:inline-flex;align-items:center;gap:32px;color:#e2c28a;font:600 11px Manrope,sans-serif;letter-spacing:.09em;text-transform:uppercase}.folio-link span{font-size:18px;transition:transform .25s ease}.folio-link:hover span{transform:translate(5px)}.folio-notes{align-self:stretch;display:flex;flex-direction:column;justify-content:center;border-left:1px solid rgba(200,164,106,.2);padding-left:28px}.folio-notes>p{margin:0 0 27px;color:#7f796f;font:600 9px Manrope,sans-serif;letter-spacing:.2em;text-transform:uppercase}.folio-notes>div{padding:21px 0;border-top:1px solid rgba(200,164,106,.15)}.folio-notes strong{display:block;margin-bottom:7px;color:#e2c28a;font:600 25px Playfair Display,serif;white-space:nowrap}.folio-notes span{display:block;color:#8f8980;font-size:10px;line-height:1.5}.appointment-note{padding:0 0 92px;background:#111211}.appointment-inner{display:grid;grid-template-columns:1.1fr 1fr auto;gap:clamp(30px,5vw,72px);align-items:end;padding:52px 0;border-top:1px solid rgba(200,164,106,.25);border-bottom:1px solid rgba(200,164,106,.25)}.appointment-inner h2{max-width:520px;margin:13px 0 0;color:#f3efe8;font:600 clamp(31px,3.3vw,47px)/1.08 "Playfair Display",serif;letter-spacing:-.035em}.appointment-inner>p{max-width:420px;margin:0;color:#9f9990;font-size:13px;line-height:1.75}.appointment-action{display:flex;flex-direction:column;align-items:flex-end;gap:11px;min-width:185px}.appointment-action a{display:flex;align-items:center;gap:30px;padding:0 0 11px;border-bottom:1px solid #c8a46a;color:#e2c28a;font:600 11px Manrope,sans-serif;letter-spacing:.08em;text-transform:uppercase}.appointment-action a span{font-size:17px}.appointment-action small{color:#716c65;font-size:9px}body[data-page=home] footer{background:#0b0c0b;border-top:0}body[data-page=home] .footer-grid{padding-top:5px}@media(max-width:1020px){.advisor-folio{grid-template-columns:minmax(280px,.8fr) 1.2fr}.folio-notes{grid-column:1/-1;display:grid;grid-template-columns:130px repeat(3,1fr);align-items:center;border-left:0;border-top:1px solid rgba(200,164,106,.2);padding:0}.folio-notes>p{margin:0}.folio-notes>div{padding:22px;border-top:0;border-left:1px solid rgba(200,164,106,.15)}.appointment-inner{grid-template-columns:1fr 1fr}.appointment-action{grid-column:2;align-items:flex-start}}@media(max-width:700px){.advisor-editorial{padding:86px 0 76px}.advisor-folio{display:block}.folio-photo{max-width:430px;margin:0 0 56px 14px}.folio-story h2{font-size:43px}.folio-story .advisor-points{display:grid}.folio-story .advisor-points span,.folio-story .advisor-points span:first-child{padding:11px 0;border-right:0;border-bottom:1px solid rgba(200,164,106,.14)}.folio-story .advisor-points span:last-child{border-bottom:0}.folio-notes{display:grid;grid-template-columns:1fr;margin-top:55px}.folio-notes>p{padding-bottom:14px}.folio-notes>div{display:grid;grid-template-columns:100px 1fr;align-items:center;padding:16px 0;border-left:0;border-top:1px solid rgba(200,164,106,.15)}.folio-notes strong{margin:0}.appointment-note{padding-bottom:65px}.appointment-inner{display:block;padding:42px 0}.appointment-inner>p{margin:28px 0}.appointment-action{align-items:flex-start}}@media(prefers-reduced-motion:reduce){.folio-link span{transition:none}}.consent-row{display:flex;align-items:flex-start;gap:12px;font-size:.85rem;line-height:1.6;margin:20px 0}.consent-row input{width:20px;min-width:20px;height:20px;margin-top:3px;accent-color:#a6814d}.consent-row a,.official-source a{text-decoration:underline}.contact-trap{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.privacy-copy{max-width:860px;padding-top:60px;padding-bottom:70px;line-height:1.85}.privacy-copy p{margin-bottom:24px}.official-source h2{max-width:850px}.official-source p{margin:24px 0;max-width:850px;line-height:1.7}.form-status{margin-top:20px;line-height:1.6}.contact-form button:disabled{opacity:.6;cursor:wait}.fields>.wide{grid-column:1/-1}input:focus-visible,select:focus-visible,textarea:focus-visible,a:focus-visible,button:focus-visible{outline:3px solid #b18c54;outline-offset:4px}